Services

Plan to protect your loved ones and your wealth

Appropriate planning not only helps protect your assets, it also helps ensure your loved ones won’t endure the administrative headaches and conflicts that can arise during a difficult time in their lives. You need professionals who will help you plan for the orderly transfer of wealth at the lowest possible tax and administrative cost to you and your heirs. Our estate team members work with your attorneys, trust officer and other financial advisors to review your financial situation and lifestyle plans, determine your goals, and design a plan to help you reach them.

Our Approach

We begin by meeting with you to learn about your assets and understand your goals. Our method of estate planning includes cash flow and budgeting analysis for inter vivos gifting, income tax planning for tax-sensitive assets such as retirement plans and highly appreciated assets, as well as the design of creative succession planning techniques for the family business owner, if appropriate. We will:

• Review your current wills, trusts, property ownership, and basic asset allocation to help reduce income and estate taxes and make sure your assets will be passed to your heirs in the manner you choose.
• Discuss charitable gift planning options that may help you receive the maximum income and estate tax benefits available.
• Utilize multi generational planning that may help you receive significant estate tax savings and take maximum advantage of the complex generation skipping rules.
• Analyze existing insurance programs and develop advanced life insurance solutions.
• Provide ongoing implementation and adjustment of the plan as your situation and tax law changes.

Solutions as unique as your goals.

The RSM McGladrey Advantage
RSM McGladrey provides one of the industry’s most comprehensive suite of services for managing your personal wealth and business planning needs. We offer an alternative practice structure that allows our clients to take full advantage of the depth of knowledge, talent and experience across our companies.

When considered together, RSM McGladrey and McGladrey & Pullen rank as the fifth largest provider of accounting, tax and business consulting services in the United States, offering you the distinct advantage of working with a premier financial services firm providing the combined experience you seek.

Benefit from our experience. Your RSM McGladrey Wealth Advisor will analyze your estate and gift tax liability, and make recommendations that may help you:

• Formalize your wishes for the ultimate disposition of yourassets.
• Ensure an orderly transfer for your family business.
• Minimize emotional and administrative burdens for survivors.