Services

How companies spend their benefit dollars has a direct effect on the financial well-being of their employees as well as the financial statements, tax bill, and ability to compete for employees.

As actuaries and consultants, we work with businesses to develop and execute appropriate strategies to provide retirement benefits to their employees. We offer actuarial advice and information so management can make smart business decisions. Our actuaries can design programs to help make companies more competitive in the marketplace.

Our actuarial consulting and defined benefit administration services include:

• Actuarial valuations - calculation of minimum required and maximum deductible contributions under Internal Revenue Code (IRC) sections 412 and 404
• Financial statement reporting - determination of pension expense under Financial Accounting Standards Board (FASB) Statement No. 87 and preparation of footnote disclosure under FASB Statement No. 132
• Benefit determination - preparation of employee benefit certifications upon termination and annual benefit statements for current employees
• Government filings - preparation of annual IRS Form 5500 and PBGC filings
• Compliance testing - confirmation of nondiscrimination and coverage tests under IRC sections 401(a)(4) and 410(b)
• Plan document maintenance - preparation of plan documents, plan amendments and summary plan descriptions; consulting on upcoming regulatory plan document changes
• Plan design consulting - cost, benefit and compliance analysis of alternative plan designs

Retirement Plan Services for Small Business
Innovative, tax advantaged, designs for small business owners.

Related Links
Pension Protection Act
Read More

Cost of living adjustments for the year 2007
Read More

Articles
Roth 401(k) final regulations
Read More

IRS issues additional Roth 401(k) and 403(b) guidance
Read More

Deferred compensation plans face severe restrictions as a result of the American Jobs Creation Act
Read More

News Release
RSM McGladrey Joins Organization Representing Independent 401(k) Plan Recordkeepers
Read More

Account Access
Plan Sponsor and Participant login
Enter Here